Consider the financial impact of production loss due to equipment malfunction or product spoilage resulting from an electrical breakdown. While risks are present with any business, protecting against those risks could mean the difference between success and failure. Identifying vulnerabilities and incorporating measures to prevent them is crucial. However, even with the best preventative measures in place, accidents can happen. Having appropriate insurance coverage is one of the most important steps in protecting your business when unexpected problems occur.
While basic business insurance coverage typically includes general liability, property coverage, commercial auto, and workers’ compensation, every business is different and breweries are no exception. A comprehensive insurance policy should be customized to the needs of each business, filling any gaps left by a basic policy. For breweries, that could mean specialized equipment breakdown coverage to protect against situations that threaten day to day operations.
Insurance is complicated but it does not need to be overwhelming. Utilizing risk management solutions available through insurance agents is a great first step to ensuring your business is properly covered. A licensed, informed insurance agent can guide brewers through the process of insurance from quoting, to choosing the right policy, to filing a claim. Insurance agents can assess the unique situation of each client and create a plan that is streamlined and tailor-made to meet your needs. With the right insurance coverage in place, you can stay focused on your brewery’s success, confident that your business is protected.
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